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Superannuation & Permanent Disability

Accessing Your Entitlements

If you have suffered an injury, illness, or disease you may be entitled to lump sum or periodic payments under your Superannuation Insurance Policy. This is often in addition to your Superannuation retirement monies or your retirement savings and may consist of an insurance entitlement payment. Under your Policy you may be entitled to:

  • Income protection payments or salary continuance benefits that do not impact on your retirement savings amount, up to the age of retirement or for a fixed period.
  • Lump sum benefits for Permanent disability or illness regardless if the injury, illness or disease is work-related.
  • Lump sum trauma benefits.
  • Terminal illness lump sum benefits.

If your loved one or someone close to you dies due to illness, injury, or disease, you may be entitled to a death benefit.

The type of benefits available to you and the amount of coverage is wholly dependent on the type of cover you have under your Superannuation Policy, and in some cases, you may be entitled to multiple payments under various superannuation policies.

It is important to note that all benefits are highly dependent on specific definitions and wordings of your policy. It is therefore critical that you obtain expert advice before embarking on the claims process, as Superannuation Insurance claims are notoriously complex. Generally, you only have one chance in bringing forth a claim and it is essential that you obtain the right advice as timing is critical in these matters.

If you have sustained a permanent injury or illness that has taken you off work, you may have a right to claim benefits under your Superannuation Policy.

Karlos Lawyers are expert Superannuation, Death, Trauma and Permanent Disability Lawyers and can assist you in assessing your entitlements under your policy and making a claim. Get in touch with our team today and claim what’s yours.

Our Values

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We provide direct, realistic, and straightforward advice. We will advise you of the strengths and weaknesses of your case from the outset and work with you on how to strategically approach your case to put you on the path of success. We will do what is right by you and we will not allow your entitlements to be compromised to simply make a profit.

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We understand that you have commitments and responsibilities. Our team of experts will leave no stone unturned in their pursuit to help you reclaim your life so you can continue to live your life as best as you can and back to kicking goals.

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We understand that the claims process can be demoralising and can often leave people feeling marginalised, unheard, and invalidated.

We care for our clients; we treat them like family, and we protect our own. We ensure that our clients are treated with the utmost respect and dignity throughout the claims process. We ensure that that they are not discriminated against, treated poorly, or ridiculed.

We’re here to help.

At Karlos Lawyers, we pride ourselves on our ability to provide real world advice. We back you in your time of need. Contact us today, tell us a little bit about your situation and let our team of experts guide you on where to from here.

No Win, No Fee!

(May not be applicable to all dispute and may be subject to terms and conditions)

Not only do we back ourselves; we back you. You have suffered enough, and we know now is not the time to be worried about legal fees. That is why we offer many of our services on a No Win, No Fee basis. It costs you nothing to know where you stand. You have nothing to lose and everything to gain. Contact Karlos Lawyers today!


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